If you are considering dental implants in Singapore, chances are you have heard the term MediSave. It does sound comforting as a built-in cost cushion for pricey dental treatments.
But wait before you enter a clinic believing MediSave will cover all that from X-rays to that gleaming new smile… wait.
MediSave can help if you understand how. This article makes it less mysterious so you won’t be surprised at surprise costs later on. Let’s have a look at what MediSave actually covers dental implants in Singapore, and how much you’ll need to pay out-of-pocket.
First, a Quick Recap: What Are Dental Implants?
Dental implants are titanium screws that are surgically implanted into your jawbone to replace missing teeth. A crown (the part of the tooth that shows) is then placed on this implant. It’s a long-term solution that looks and feels just like a natural tooth.
In Singapore, implant procedures are commonplace for patients who have lost one or more teeth and are especially popular among older patients looking for stability as a denture alternative.
Does MediSave Cover Dental Implants in Singapore? Yes, But Only Partially.
This is where the majority of Singaporeans become confused: MediSave only covers the surgical part of the implant process. That is:
Covered:
• Implant screw placement (surgical component)
• Mild oral surgeries (if necessary for the implant)
– Bone Graft
Not Covered:
• Call or diagnostic fees
• 3D scans
• The tooth crown
• Follow-up reviews
Nowadays, you can use up to S$1950 per implant from your MediSave. It’s deducted from your own money not subsidy or grant and is within your claim and available balance limits.
So yes, MediSave is helpful. But no, it will not cover the entire procedure.
3 Common Misunderstandings About MediSave and Implants
1. “MediSave will cover the whole thing.”
No. Most full implant surgeries are $3,000–$6,000 per tooth. MediSave only covers part of it.
2. “I can use MediSave at any dental clinic.”
Not if. The clinic must be MOH-accredited and be able to process MediSave claims for day surgeries. Always check in advance.
3. “MediSave is automatic.”
No. You must submit the claim through the clinic. If they don’t offer the service, you pay full price upfront.
Can I Use My Family Member’s MediSave?
Yes, but just for the immediate family members:
• Spouse
• Parents
• Children
• Grandparents (if they are Singapore Citizens or PRs)
It is all up to if the clinic allows this and has available balance in their MediSave account.
What You’ll Still Need to Pay (Out of Pocket)
Despite MediSave support for surgical costs, most patients still pay $2,000–$4,000 per tooth. This encompasses:
Implant crown
Scans and imaging
Lab work
Reviews and adjustments
Non-surgical fees
There are package rates or interest-free instalment plans in some clinics to break the cost well worth asking about at consultation.
So… Is MediSave Worth Using?
Indeed, but only if:
• Your clinic is MOH-approved
• You’re undergoing a surgical implant procedure
• You’re aware of what’s not included
Using MediSave will save you around S$1500per implant, and this sum accumulates quickly if you are getting more than one implant. Avoid using it as a full finance option it’s more of a part assistance.
How to Prepare for Your Implant Journey
Before you start your implant treatment, do these smart steps:
Don’t be afraid to ask your dentist straight out:
• “Can I claim MediSave here?”
• “How much do I still have to pay after MediSave?”
• “What is NOT covered?”
Request a written cost breakdown
No surprises in the middle of your treatment.
Know your MediSave balance
You can check your balance on CPF’s website or Singpass app before joining.
Final Word: Ask First, Decide Smart
Dental implants are a big decision physically, emotionally, and financially. While MediSave can help with some of the cost, it’s only part of the picture. If you’re unsure about pricing, eligibility, or treatment options, ask the right questions.
Clear information beats pressure every time. It’s not just about replacing a tooth; it’s about making a confident, informed choice that supports your long-term health and peace of mind. Take your time, do your research, and don’t be afraid to seek a second opinion if needed.
